MAHFUDHOTIN; SARI, Kiky Novita. Panel data regression analysis utilizing CEM and FEM methods in relation to the profitability of Sharia commercial banks (2015 – 2024). Journal Focus Action of Research Mathematic (Factor M), [S. l.], v. 8, n. 2, p. 242–261, 2025. DOI: 10.30762/f_m.v8i2.5633. Disponível em: https://jurnalfaktarbiyah.iainkediri.ac.id/index.php/factorm/article/view/5633. Acesso em: 7 sep. 2026.